FinTech

India’s payment landscape defies conventional economic logic. Whilst the Unified Payments Interface (UPI) processes transactions at breathtaking velocity and digital adoption soars across demographics, physical currency in circulation has simultaneously surged to a staggering ₹37.2 trillion—equivalent to 420 billion US dollars—marking a 19 per cent year-on-year increase in value and a 5 per cent rise […]

Every month, hundreds of thousands of legitimate salary transfers flow seamlessly through banking APIs—corporate payroll departments disbursing wages, e-commerce platforms settling vendor payments, gig economy companies compensating workers. The technology enabling these transactions represents one of fintech’s greatest triumphs: automated, large-scale money movement that drastically improved efficiency whilst reducing costs. Yet beneath this veneer of

Every Indian fintech startup seemingly boasts “AI-powered” credentials these days, their pitch decks glittering with promises of machine learning magic that will revolutionise lending, obliterate fraud, and democratise finance for hundreds of millions. Yet behind the glossy presentations and breathless media coverage lies an uncomfortable truth: much of India’s artificial intelligence fintech narrative remains precisely

The Unified Payments Interface made India’s billion citizens their own bankers, transforming the humble smartphone into a payment powerhouse that processes instantaneous transactions with remarkable ease. Yet whilst the world marvels at UPI’s success story, a more profound revolution is germinating quietly beneath the surface—one that transcends mere transaction efficiency to fundamentally reimagine who can

Whilst the world goes mad for artificial intelligence stocks, Mumbai’s equity markets are quietly positioning themselves as the sensible alternative. The global AI boom has sent tech-heavy exchanges from Nasdaq to Taiwan into stratospheric territory, with semiconductor stocks and AI darlings like Nvidia posting eye-watering gains. Meanwhile, Indian equities have lagged significantly—roughly 30% behind global

Most Indians investing through systematic investment plans have absolutely no idea their money flows through one invisible fintech company first. This silent infrastructure player processes millions of SIP transactions monthly, yet remains completely unknown to the retail investors it serves daily. Whilst Groww, PhonePe, and Paytm Money grab headlines and customer attention, this backend engine

Paytm is making a bold bet that Indians want to chat their way through travel booking rather than scroll through endless search results. The fintech giant’s new AI-powered Checkin app abandons traditional search interfaces entirely, instead offering conversational booking that learns from every interaction users have. It’s an audacious move in India’s fiercely competitive travel

India’s banking sector stands on the cusp of another major transformation that could fundamentally reshape the competitive landscape and institutional capabilities supporting the nation’s economic ambitions. Finance Minister Nirmala Sitharaman recently highlighted the country’s strategic ambition to build larger, world-class banks by actively exploring mergers and consolidations across the banking sector that would create institutions

India’s fintech revolution just hit a dangerous inflection point. The sector, celebrated for rapid growth in digital payments, lending, and blockchain innovation, now faces mounting cybersecurity threats that could derail its extraordinary trajectory. A new PwC India and Unified Fintech Forum report released in October 2025 warns that despite being a global fintech hub with