Business

India’s workforce stands at a crossroads where artificial intelligence will either create unprecedented opportunity or devastating displacement. The choice isn’t predetermined—it depends entirely on decisions made today. NITI Aayog’s latest report, “Roadmap for Job Creation in the AI Economy,” delivers an urgent message: artificial intelligence will disrupt traditional employment sectors whilst simultaneously creating up to

India’s digital payments infrastructure has just solved three problems simultaneously: connectivity gaps, security vulnerabilities, and international transaction barriers that limited UPI’s global ambitions. The National Payments Corporation of India’s UPI 3.0 introduces offline payment capabilities, enabling transactions without internet connectivity—a critical feature for rural and low-connectivity areas. Transaction volumes already surpass 20 billion monthly across

India’s smaller cities bypassed traditional banking infrastructure entirely, jumping straight to digital-first financial services that metros took decades to build gradually. Tier-2 and Tier-3 towns—once dismissed as underbanked, cash-heavy economies—now drive fintech growth through 85% smartphone penetration and vernacular interfaces, making banking accessible. Over the past six years, India has witnessed a staggering 65,000 crore